How much does it cost to apply for a loan?
There are no fees for any of our loan services.

What is the difference between an emergency payday loan and a personal unsecured loan?
An unsecured personal loan allows you to borrow £1,000 to £10,000. These loans can be paid off in between one and four years. To qualify for the loan you must have a credit score of at least 580 or have a co-signer. Emergency payday loans allow you to borrow £100 to £1,000. The repayment term of these loans is very short, approximately two pay periods, however there is no credit check required for the application.

How much money can I borrow?
This depends on what type of loan you apply for, but in general the better your credit history and score, the easier it will be to borrow more money. The maximum amount of money you can request for when applying for an unsecured personal loan is £10,000. If you are a homeowner you could qualify for £10,000. If you apply for an emergency payday loan the maximum amount of money you can qualify for is £1,000.

I am having trouble submitting my application can someone help me?
The Fastest way to apply for our loan products is online, Some customers have reported trouble getting to the application page. If you are unable to access the loan application page when clicking the apply now button, then Click Here to be directed to the loan application. If this does not work, close all your internet browser windows and then start a new session by typing MoneyNowUSA.com into the browser bar & refreshing the webpage. Doing this will solve the problem 95% of the time. If this still does not work then trying cleaning your internet cache, and or restarting your computer.

How do I receive my loan? Direct deposit, wire transfer or check?
If you were accepted for an unsecured personal loan, you will receive your funds in the form of a check. You may be able to request that these funds be wire transferred to your account. If you were accepted for an emergency payday loan, your funds will be deposited directly into your banking account.

How soon can I expect a loan approval?
You can generally expect to receive notice of your approval within 48 hours.

What should I do if it’s been 48 hours since I applied and I haven't heard anything?
Often you are sent an initial email letting you know that your application has been received and is processing. Because these emails are sent from an unfamiliar email address they are frequently sent to your junk, bulk, or trash folders so be sure to check carefully for messages related to your loan. If you have questions about the status of your loan application please contact by e-mail loanstatus@credit.com. Please allow a full 48 business hours and keep in mind that many of our lending partners are closed over the weekend.

If I am denied a loan is there a waiting period before I can reapply?
Yes, you must wait seven days or one week to reapply.

How will I know if I am approved or declined for a loan?
If you are approved for the loan you will be notified by email or by phone. If you are declined you will be sent an email and/or notified by US mail.

If I am declined for a personal loan, what other options are available?
If you were declined for a personal loan you may which to visit the following web site for additional options. Internet-Loans.blogspot.com/

I have bad credit what should I do?
You are not alone; millions of people have trouble with their credit. We recommend that you obtain copies of your credit reports from all three of the credit bureaus to find exactly what is hurting your credit. Then visit our Leaning Center to get step-by-step directions how to remove negative marks from your credit history.

What is my credit score?
You can request your credit score by clicking here and applying for your credit report and score FREE. This will provide you with an online credit report and score from one of the three credit bureaus. If you would like more credit reporting options, including your credit report from all three credit bureaus or credit monitoring, please click here.

Why was I denied a loan?
A lender may deny your application if you did not meet one of the minimum requirements listed on the first page of the application or if:
• Your credit score is too low or you don’t have a credit history
• You do not live in the US
• You have a recent past bankruptcy
• You have poor repayment history, your bills are in collection or you have recently bounced checks.
• You have recently had a vehicle repossessed
Sometimes you can be denied through no fault of your own.

We choose a lender based on the information you provide us and the area you live in. If we do not have lender in your immediate area you may be turned down for a loan.
Our lending partners have a limit to the amount of individuals they can approve in a given time frame. At certain times of the month or year we have a large volume of applicants as a result some of our applicants may be turned down. We highly encourage you to reapply in this situation.

How do I cancel my loan?
When you are approved for the loan you will be contacted by one of our lenders. If you are no longer interested in the loan, simply decline their offer. You do not need to cancel your loan application with us.

I just purchased a car, can I refinance it?
You must wait at least three months before refinancing your vehicle.

Should I use a co-signer?
A co-signer is advisable if you have poor credit history or no credit history. Make sure that your co-signer has better credit standing than you. The idea is that your co-signer’s good credit will help bring up your poor credit. Be careful about choosing a co-signer, however. The records for the shared account, both good and bad, can appear on both your credit report for 7-10 years.

What will my interest rate be?
Your interest rate will depend primarily on three things: your credit score, how much you borrow, and the state you live in. Each state has different regulations governing interest rates. The general rule of thumb is that the better your credit score, the lower your interest rate will be.

Is MoneyNowUK.com a direct lender?
MoneyNowUK.com has a select group of lending partners, but we are not a direct lender.

What is MoneyNowUK.com?
We are a team dedicated to provide free information about consumer loans and credit related services.

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